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Home Equity Loan - La Habra

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Why they're popular

The practice of borrowing against the value of a home has skyrocketed in popularity.
There are two key reasons for this surge: low interest rates and tax deductibility.
If you are in La Habra and need money you should consider a home equity loan.

When tax changes in 1986 eliminated deductions for most consumer purchases, home equity loans became a way to buy goods and still get a deduction.

Let's say you bought your home for $95,000 and made a 20 percent down payment of $19,000. You then took a first mortgage to pay the remaining $76,000. On the day you closed on your home, you automatically had 20 percent equity. You gain equity as you pay off the principal and your home grows in value.

Let's say you've paid $12,000 toward the principal and your property -- valued at $95,000 when you bought it -- is now worth $115,000. Your beginning equity ($19,000), plus the principal you have paid ($12,000) and the increase in your property value ($20,000) gives you $51,000 in equity.

La Habra Loans - Home Equity - La Habra



Home Equity Loan - La Habra

La Habra Home Equity Loan

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